Depression and Social Security Disability Insurance 2017-10-27T14:50:22+00:00

Depression & Social Security Disability Insurance

Learn more about the SSDI approval process for individuals with Depression.

SSDI Eligibility Guidelines: Depression

Determine if an individual is working (engaging in substantial gainful activity) according to the SSA definition. Earning more than $1,170 a month as an employee is enough to be disqualified from receiving Social Security disability benefits.

Conclude the depression disability must be severe enough to significantly limit one’s ability to perform basic work activities needed to do most jobs. For example:

  • Walking, standing, sitting, lifting, pushing, pulling, reaching, carrying or handling
  • Seeing, hearing and speaking
  • Understanding/carrying out and remembering simple instructions
  • Responding appropriately to supervision, co-workers and usual work situations
  • Dealing with changes in a routine work setting

Ask if the depression disability meets or equals a medical listing. Depression is listed under mental disorders. To satisfy the listing criteria for depression, a number of variables are considered:

  • Anhedonia
  • Appetite disturbance
  • Sleep disturbance
  • Psychomotor agitation or retardation
  • Decreased energy
  • Feelings of guilt or worthlessness
  • Difficulty concentrating or thinking
  • Thoughts of suicide and hallucinations
  • Delusions or paranoid thinking

In assessing depression relative to a listing level impairment, the following areas of functioning are evaluated:

  • Restrictions of activities of daily living
  • Maintaining social functioning
  • Deficiencies of concentration
  • Persistence or pace
  • Repeated episodes of decompensation–each of extended duration

An individual who has four symptoms present from the depressive syndrome list, as well as extreme limitation in two of the five functional areas, would probably be eligible for benefits.


Explore the ability of an individual to perform work they have done in the past despite their depression. If the SSA finds that a person can do his past work, benefits are denied. If the person cannot, then the process proceeds to the fifth and final step.


 Review age, education, work experience and physical/mental condition to determine what other work, if any, the person can perform. To determine depression disability, the SSA enlists medical-vocational rules, which vary according to age.

For example, a person with depression could be found disabled at any age. The inability to meet any of the basic mental demands of work would entitle a claimant to disability benefits.

Social Security Rulings 85-15 and SSR 96-9p both describe how an individual must, on a sustained basis, be able to understand, remember and carry out simple instructions; make simple work-related decisions; respond appropriately to supervision, co-workers, usual work situations and to deal with changes in a routine work setting.

A substantial loss of ability to meet any one of these basic work related activities would severely limit the potential occupational base for all age groups and justify a finding of disabled. A person who has a medically determinable severe impairment of depression and is unable to understand, remember or carry out simple instructions would be found disabled based on his/her mental residual function capacity.

SSDI & Depression: A Personal Story

Read how one person’s journey to approval was made easier with True Help.

Teacher Suffers From Depression

Vail, Arizona – “Two years ago I was in a place where I really couldn’t think,” said Stacy Zygmont, a 48-year-old relative newcomer to Vail…

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