Who’s Eligible For SSDI?
Social Security defines disability and eligibility requirements differently from other programs.
To qualify for SSDI, an individual must:
Be between age 21 and full retirement age
Have worked at least 5 of the last 10 years and paid FICA taxes
Be unable to work in any capacity because of a mental or physical impairment that’s expected to last at least 12 months or result in death
Be under the care of a healthcare professional who can substantiate severity of medical condition(s)
The Importance Of SSDI Benefits
SSDI offers key financial and healthcare advantages:
SSDI is a regular monthly payment and can also provide annual cost of living increases.
Hospital and medical benefits (Parts A and B) and prescription drug coverage (Part D) plans are covered at any age, 24 months after SSDI benefits begin.
SSDI approval could extend COBRA benefits an additional 11 months.
For those with a long-term disability (LTD) insurance plan, applying for SSDI can protect plan benefits.
SSDI entitlement triggers a Social Security earnings record freeze that could result in a higher retirement income amount.
SSDI approval can activate benefits for children under age 18, adding up to 50% more to an individual monthly payment.
A portion of SSDI benefit payments may be tax free, which means more income.
Return to Work
SSDI provides incentives for returning to work while still paying disability benefits. Allsup Employment Services is an SSA-approved Employment Network.
Access To SSDI & Medicare Ensures Continued Care For Patients
Many patients, some of who are uninsured, may seek care in the emergency department due to a health crisis or change in their medical condition. Lots of these patients were previously working and have already lost their health insurance or will be at risk of losing their insurance. The impact to both healthcare professionals and patients is costly, and the patient’s access to care is compromised.
By connecting these individuals to us for SSDI and healthcare assistance, we can help alleviate the risks to this patient population and improve your revenue recovery efforts, especially at the beginning of the disability cycle.
It Makes A Difference To Have Disability Representation In The Patient Treatment Cycle
Patient waits months to be diagnosed and can’t go back to work
Patient loses healthcare insurance due to loss of income
Patient doesn’t have help or know how to apply and is unsure of eligibility for SSDI
Patient has limited or no access to medical treatment and care without insurance
Patient recovers and wants to go back to work, but is afraid to lose SSDI benefits
Patient risks losing financial security and access to medical treatment
With True Help:
Patient who meets the profile takes the Free SSDI Assessment and quickly learns if eligible for SSDI
Patient receives free healthcare insurance assistance to maintain consistent coverage and care
Patient receives guidance with SSDI application and throughout the appeals process
Patient becomes eligible for Medicare and gets help with choosing a plan
Patient recovers and gets True Help exploring work options through Ticket to Work incentives, without jeopardizing SSDI income and Medicare
Patient is better positioned to protect financial assets and healthcare benefits