The Importance Of SSDI
Disability assistance and support is vital to your patients.
Most healthcare professionals are unaware of the delays and difficulties of applying for SSDI benefits. On average, people will spend about 948 days (2 years 7 months) in the process. Denial of benefits, or waiting years before receiving benefits, often results in a loss of income and access to healthcare insurance, as well as endless worry about an uncertain future. Securing SSDI and Medicare benefits can significantly improve your patient’s outlook, both mentally and physically.
Who’s Eligible For SSDI?
Social Security defines disability and eligibility requirements differently from other programs.
To qualify for SSDI, an individual must:
Be between age 21 and full retirement age
Have worked at least 5 of the last 10 years and paid FICA taxes
Be unable to work in any capacity because of a mental or physical impairment that’s expected to last at least 12 months or result in death
Be under the care of a healthcare professional who can substantiate severity of medical condition(s)
The Importance Of SSDI Benefits
SSDI offers key financial and healthcare advantages:
Monthly Income
SSDI is a regular monthly payment and can also provide annual cost of living increases.
Medicare Coverage
Hospital and medical benefits (Parts A and B) and prescription drug coverage (Part D) plans are covered at any age, 24 months after SSDI benefits begin.
COBRA Extension
SSDI approval could extend COBRA benefits an additional 11 months.
LTD Income
For those with a long-term disability (LTD) insurance plan, applying for SSDI can protect plan benefits.
Retirement Benefits
SSDI entitlement triggers a Social Security earnings record freeze that could result in a higher retirement income amount.
Dependent Coverage
SSDI approval can activate benefits for children under age 18, adding up to 50% more to an individual monthly payment.
Tax Advantage
A portion of SSDI benefit payments may be tax free, which means more income.
Return to Work
SSDI provides incentives for returning to work while still paying disability benefits. Allsup Employment Services is an SSA-approved Employment Network.
Access To SSDI & Medicare Ensures Continued Care For Patients
Many patients, some of who are uninsured, may seek care in the emergency department due to a health crisis or change in their medical condition. Lots of these patients were previously working and have already lost their health insurance or will be at risk of losing their insurance. The impact to both healthcare professionals and patients is costly, and the patient’s access to care is compromised.
By connecting these individuals to us for SSDI and healthcare assistance, we can help alleviate the risks to this patient population and improve your revenue recovery efforts, especially at the beginning of the disability cycle.
It Makes A Difference To Have Disability Representation In The Patient Treatment Cycle
Without Representation:
Patient waits months to be diagnosed and can’t go back to work
Patient loses healthcare insurance due to loss of income
Patient doesn’t have help or know how to apply and is unsure of eligibility for SSDI
Patient has limited or no access to medical treatment and care without insurance
Patient recovers and wants to go back to work, but is afraid to lose SSDI benefits
Potential Outcome
Patient risks losing financial security and access to medical treatment
With True Help:
Patient who meets the profile takes the Free SSDI Assessment and quickly learns if eligible for SSDI
Patient receives free healthcare insurance assistance to maintain consistent coverage and care
Patient receives guidance with SSDI application and throughout the appeals process
Patient becomes eligible for Medicare and gets help with choosing a plan
Patient recovers and gets True Help exploring work options through Ticket to Work incentives, without jeopardizing SSDI income and Medicare
Potential Outcome
Patient is better positioned to protect financial assets and healthcare benefits
3 Easy Steps For A Successful Mission
1. Connect with us for training
We can provide webinars and educational presentations at your request. Please call us at (888) 786-2190 or email allsupcares@allsup.com to schedule an appointment.
2. Provide resources to your patients
At your request, we can provide helpful information to you and referral materials for your patients at no cost. Please call us at (888) 786-2190 or email allsupcares@allsup.com.
3. Send us your patient referrals
You can refer a patient to us simply by directing them to take the Free SSDI Assessment at SSDI.allsup.com.
